Finance

Low Rate Finance

Low rate finance is designed to help patients by providing a simple and affordable way to spread the cost of your dental treatment over a 12/18/24 month period.

Low rate finance is subject to status and eligibility – to apply, call 01254 297 000 or contact us for details.

The interest rate typically used to calculate interest is 9.9% per annum.

How It Works

All it takes is a quick consultation with us here in the practice at AP Smilecare, or you can even do it alone at home. If you’ve chosen to talk to us in the practice, we’ll cover the finer details of the treatment and the costs involved. Then, we’ll send your application to your email address, which allows you to apply online.

Completing your application at home is easy, and only takes a few moments. Once you’ve filled in your details, they’ll be reviewed instantly and you’ll receive a decision within seconds.

When the loan is approved, just sign the credit agreement using eSignature, where you can use your bank details to confirm your ID. That’s all there is to it!

Benefits

  • Start the dental treatment you want right away!
  • Spread the cost of treatment over a stable, suitable period
  • Low cost monthly options can be a safer and much more affordable alternative to credit cards or bank loans
  • Your direct debit repayments are straightforward, and can be set up in minutes
  • Repayments start one month after the agreement has been accepted, so you’ve got a bit of time to get everything in order

Finance Example

Loan Amount
£1000
Loan Amount
£1000
Loan Amount
£1000
Term
12 months 9.9%
Term
18 Months 9.9%
Term
24 Months 9.9%
Monthly Payment
£87.68
Monthly Payment
£59.82
Monthly Payment
£45.91
Total Amount Payable
£1052.16
Total Amount Payable
£1076.76
Total Amount Payable
£1101.84
Total Interest Payable
£52.16
Total Interest Payable
£76.76
Total Interest Payable
£101.84

Making Payments

  • It’s important to read your statements, as they detail your payment dates, and include reminders.
  • Some payment methods take longer than others to reach us. Don’t forget to allocate your payments too!

To apply call 01254 297 000 or contact us for details.